California Health Insurance Supports People in Good and Bad Times

With hundreds of California Health Insurance Plans available, providers are working hard to bring additional benefits to their members and the larger community.

Health Insurance for California Provider Donates to Red Cross

One of largest providers of insurance in California — Anthem Blue Cross of California — stepped up to help during the southern California wildfires. When residents were forced to flee from their homes, some left behind necessary and valuable prescription medications. Anthem Blue Cross of California provided a one-time 30-day supply override so their members would not have to wait for a 30-day cycle to end before they could refill prescription medications lost during the fires.

Blue Cross of California also extended the range of in-network healthcare providers to help those who were forced to relocate. Anthem said the in-network coverage benefits would be extended to cover out-of-network providers when victims of the wildfires relocated to areas lacking in-network providers.

Anthem also extended assistance to the community at large. Blue Cross of California donated $25,000 to the American Red Cross to help bring relief to victims of the southern California fires.

California Health Insurance Providers Step Up for H1N1 Crisis

Anthem Blue Cross of California is one of many health insurance providers that offer members free H1N1 vaccinations. Many providers are waiving coinsurance, co-pays, and deductible fees to enable more people to receive H1N1 vaccinations. Anthem is also offering low-cost flu-related treatment coverage, including Relenza and Tamiflu. Those enrolled in Medicaid, the State Children’s Health Insurance Program, or other publicly-funded health care programs can also receive the H1N1 vaccine at no cost.

Blue Cross of California Makes It Easier to Stay Well in Good Times, Too

Anthem Blue Cross of California continues to offer assistance in normal times with convenient prescription medication mail service for its members. Anthem’s NextRX program is available to members who take prescription medications on a regular basis. That includes medications that are used to treat allergies, depression, diabetes, and heart disease, along with oral contraceptives. Members who participate in NextRX may also receive confidential counseling with the Anthem pharmacist, coupons, free shipping, prescription refill reminders, and 24/7 telephone and Web site access.

New Health Insurance Plans for California

Anthem provides a wide range of California Health Insurance Plans, including dental, employer health, and family and individual health plans. It also offers a plan specifically for healthy young people (California TONIK).

Blue Cross of California SmartSense plans offer low costs while still covering essentials, such as doctor office visits and prescription medications. Anthem offers both HMOs and PPOs. PPO Share Plans allow immediate benefits for annual physical exams, doctor office visits, and preventive care. Blue Cross of California also has PPO plans that cover 100 percent of most services after a deductible, and are compatible with Health Savings Accounts.

On the first day of 2010, Anthem Blue Cross Life and Health launched CoreGuard, which is an individual PPO plan. On February 1st, Anthem offered ClearProtection, a second new individual PPO plan. Both plans are designed to address healthcare reform plans proposed by the Senate, and to provide deductible options and prescription drug coverage. Clear Protection also guarantees no rate increases for two years.

In addition, Blue Cross of California provides access to alternative health care practitioners, emergency care worldwide, online services, and specialty programs.

California Health Plans Offer Many Choices

California Health Insurance providers (including Aetna, Assurant, Blue Cross, Blue Shield, HealthNet, Nationwide, and Pacificare) have hundreds of plans from which to choose. To find the best plan for your needs, evaluate your options carefully. Health Insurance Quotes for California are available online. Free consultation services are also available online so you can ask experts who have worked with these plans for years what terms mean, and get expert advice on how different plans can meet your needs.